Privacy Policy

Information we collect

From website visitors: the information you provide through the contact form (name, email, phone, and your message). This website does not use analytics or advertising services and does not set cookies. Standard web-server logs may briefly record technical data such as IP address and browser type for security and reliability.

From clients and prospective clients: the information needed to provide advice and to apply for coverage. Depending on the engagement this may include financial information (income, assets, business ownership and valuation, existing insurance), family and beneficiary information, and, for insurance applications, the health and medical history required by the carrier’s underwriting.

How we use it

• To respond to inquiries and determine whether an engagement is a fit.
• To analyze your situation, prepare recommendations, and provide ongoing service.
• To submit applications to insurance carriers and to advocate on your behalf during underwriting.
• To coordinate with the other professional advisors you authorize us to work with.
• To meet legal, regulatory, and recordkeeping obligations.

How we share it

We do not sell personal information. We share it only as needed to serve you and as permitted by law, including with: insurance carriers and their reinsurers and underwriting services; your other advisors (attorney, CPA, investment advisor) when you direct us to; service providers who support the practice under confidentiality obligations; and regulators or other parties where required by law.

Your choices

You may decline to provide information, though that may limit our ability to advise you or to place coverage. You may request access to or correction of your information by contacting us. Texas residents may have additional rights under the Texas Data Privacy and Security Act; contact us to exercise them.

Cookies and analytics

This website does not set cookies and does not use analytics, advertising, or third-party tracking services.

Data security and retention

We maintain administrative, technical, and physical safeguards intended to protect personal information, and we retain client records for the period required by applicable insurance regulations and by our carriers, after which they are securely destroyed. No method of transmission or storage is completely secure; communications sent through this website are not encrypted.

Changes and contact

We will post any changes to this policy on this page with a revised effective date. Questions may be directed to info@beaconhouseadvisors.com or (713) 412-7137.